ELKART is an integrator of Banking Card Technologies, the Company that is an expert in every stage of modern payment instruments lifecycle, the provider of comprehensive solutions for e-payments environment.  

A vast portfolio of ELKART’s products comprise the whole chain of payment instruments related services  and is addressed mainly for banks and financial institutions.

ELKART was established in 1999 as a company of Polska Wytwórnia Papierów Wartościowych S.A. (Polish Security Printing Works) and from the beginning of its business activity has been focusing on providing reliability and security, the hallmark of its products and services.

ELKART as the largest independent payment instruments outsourcing centre in Poland is certified by international payments schemes VISA International and MasterCard International as well as authorized by Diners Club

ELKART’s mission is to provide unique, tailor made products and services for electronic payments area. Comprehensive and flexible customer service that meets the highest security standards brought us recognition of many banks and financial institutions including worldwide largest organizations.

The competences of ELKART and state-of-the-art security solutions have been confirmed not only by the Company market position and received payment schemes certificates, but implemented the Integrated Quality (ISO9001:2000) and Information Security Management System (ISO 27001:2005) as well as the Business Continuity Management System (BS 25999). ELKART possess uniformed, documented and tested procedures clearly defining how to proceed quickly and efficiently in case of security incident as well as how to remove the effects of adverse situation.

ELKART Management System enhances the Company stability in case of any tough and unexpected circumstances. Moreover, the immunity to emergencies is regularly tested and optimized. With its potential and policy ELKART secures its customers and business partners stability and continuity in accomplishing contracts, and as such protect their reputation and their brand veracity.
Cooperation with ELKART - main advantages:
•         Costs optimization
•         Universal solutions
•         Suppliers diversification
•         Logistics flexibility for E-payments instruments issuance
•         Quick and efficient operations
•         Implementation of technical novelties
•         Technical support in case of migration to EMV and NFC
•         Quality, reliability, data security and business continuity